Terms & Conditions
PCP Contracts
Finance is based on a personal contract purchase. At the start of the contract the legal owner is the finance provider and at the end of the agreement there are 3 options:
- Renew: Part exchange the vehicle
- Retain: Pay the Optional Final Payment to own the vehicle or
- Return the vehicle. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable).
Credit is subject to status.
HP Contracts
Finance is based on a hire purchase contract. You will not own the vehicle until all payments are made. At the start of the contract the legal owner is the finance provider and at the end of the agreement ownership will pass on payment of the option to purchase fee.
Credit is subject to status.
Charles Hurst Limited, 62 Boucher Road Belfast BT12 6LR. Registered in Northern Ireland Reg. No. NI004482. It is an appointed representative of Lookers Motor Group Limited which is authorised and regulated by the Financial Conduct Authority
We are a credit broker, not a lender and can introduce you to a number of lenders. Introducing you to a number of lenders means we receive a commission. Lenders pay commission at different rates either as a fixed fee or as a fixed percentage of the amount you borrow.
The commission that we receive does not affect the amount that you pay to the lender under the credit agreement.
