ADVANTAGES OF PERSONAL CONTRACT PURCHASE
Lower monthly payments than Hire Purchase (for a comparable car and term)
A low deposit at the beginning of the term.
Your agreement will be regulated which means there are legal obligations in place to protect your rights (assuming you don't opt out of the agreement)
At the end of the agreement term, you have flexibility to decide what to do with the car.
You will have a fixed monthly payment schedule which can help when budgeting.
THINGS TO REMEMBER
It is best to be realistic about annual mileage as there will be a charge for each additional mile covered.
When the car is returned it has to be in good condition. Any damage is normally charged to you.