Toyota 3 Year Fixed Price Car Insurance^​

With our 3 Year Price Promise, your car insurance premium stays the same for three years. No surprises, no increases. Enjoy Defaqto 5 Star rated cover, genuine Toyota parts* and peace of mind – guaranteed.

Limited Time Offer

^Our 3 Year Price Promise is available exclusively by phone for retail customers in the UK aged 27–76 who meet the eligibility criteria. The eligible new Toyota must be purchased between 1st November 2025 and 31st January 2026 and delivered by 28th February 2026. Full T&Cs apply.

FAQs
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Does the Toyota 3 Year Price Promise provide comprehensive cover?

Yes, you’ll receive all the excellent benefits of Toyota Motor Insurance, plus the promise that your price stays the same for 3 years (if you and any named drivers continue to meet the eligibility criteria

 

Do I have to stay insured by Toyota Motor Insurance for 3 years?

No. While your premium remains the same for three years, you’re free to choose whether to renew your policy with us each year.

If you leave at the end of a full 12-month policy period, no fees will apply.

You can also cancel your policy at any time. The cancellation terms and fees that would then apply are detailed in our Important Information Document and Private Car Policy Document (policy wording).

Will I earn a No Claim Discount (NCD) as part of the Toyota 3 Year Price Promise?

Yes, you will continue to earn NCD during the 3 Year Price Promise if you meet the conditions outlined in your policy.

It won’t be applied for the three-year duration of this policy but will be available to apply to future insurance products. Plus, if you're eligible to protect your NCD, this will be included in your Price Promise policy at no extra cost.

Can I still add optional extras like Legal Expenses Cover?

Yes, you can purchase these with your 3 Year Price Promise insurance cover for an additional cost as you usually would.

Will I be able to pay monthly for Toyota fixed price insurance?

Yes. If you choose to pay monthly, you'll provide an initial payment, and the remainder will be divided into monthly instalments. 

This will cost more than paying annually as a transaction fee is applied.

Can I add additional drivers to my policy?

Yes, cover is available for the policyholder and up to 4 eligible named drivers.

Motor Insurance Policy Wording
Insurance Product Information Document (IPID)
Motor Insurance Privacy Notice
3 Year Price Promise Terms and Conditions

^Our 3 Year Price Promise is available exclusively by phone for retail customers in the UK aged 27–76 who meet the eligibility criteria. The eligible new Toyota must be purchased between 1st November 2025 and 31st January 2026 and delivered by 28th February 2026. Full T&Cs apply.

Insurance Products are arranged by Toyota Insurance Services. Toyota Insurance Services is a trading style of Toyota Insurance Management UK Limited. Registered in England, Company No. 14297877. Registered Office: 7th Floor, 52-56 Leadenhall Street, London, EC3A 2BJ. Toyota Insurance Management UK Limited is authorised and regulated by the Financial Conduct Authority. Firm Reference Number: 983839.

Policies are underwitten by Aioi Nissay Dowa Insurance UK Limited. Registered in England, No. 11105895. Registered Office: 7th Floor, 52-56 Leadenhall Street, London, EC3A 2BJ. Authorised by the Prudentia saulation Authority and reaulated by the Financial Conduct Authority and Prudential Regulation Authority. Firm Reference Number: 816870.